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The text, rules and in general any information contained within the pages of this website are strictly informative, for which we suggest that the user verify whether it is up-to-date and accurate by verifying it against the corresponding official sources. All information in this site is provided ”as is”, with no guarantee of completeness, accuracy, timeliness or of the results obtained from the use of this information, and without warranty of any kind, expressed or implied, including, but not limited to warranties of performance, merchantability and fitness for a particular purpose. Nothing herein shall to any extent substitute for the independent investigations and the sound technical and business judgment of the reader. In no event will ETIAM Insights, or its partners, employees or agents, be liable to you or anyone else for any decision made or action taken in reliance on the information in this Site or for any consequential, special or similar damages, even if advised of the possibility of such damages.

Certain links in the Web site connect to other sites maintained by third parties that may or may not be presented within a frame on the Web site. ETIAM Insights has not verified the contents of such third party sites and does not endorse, warrant, promote or recommend any services or products that may be provided or accessed through them or any person or body which may provide them.

ETIAM Insights reserves the right to make changes to the website without prior notice, for the purpose of updating, correcting, modifying, adding or deleting the site content or its design.

ETIAM Insights does not guarantee that site access or content will be free of errors or that its content will be up-to-date, although it will put forth the necessary efforts to avoid these problems. If said problems occur, ETIAM Insights will correct or update them as soon as possible. The information on this Site is provided with the understanding that the authors and publishers are not herein engaged in rendering legal, accounting, tax, or other professional advice or services. As such, it should not be used as a substitute for consultation with professional competent advisers.